With over 20 years in business, Payless Heating & Cooling in St. Joseph, Missouri, brings a level of professionalism unmatched by most of its competitors. Equipped with a highly trained staff and personal relationships with all the top manufacturers, you get more and truly PAY LESS. Payless Heating & Cooling is committed to keeping all employees educuated and trained in the latest technology, ensuring that you receive a system that is designed to achieve maximum efficiency, reliability, and comfort, as well as a system that delivers the efficiency its ratings promise and that you expect.